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When running Facebook Ads, choosing a bank to pay is just as important as the advertising strategy itself. A suitable card helps minimize payment errors, reduces the risk of account suspension, and ensures smooth budget approval. In this article, Adsupport will help you understand which bank to pay for advertising on facebook, along with important considerations when using a card for payment.
When starting to run Facebook Ads, one of the most critical factors that advertisers need to understand is the payment methods supported by Facebook. Correctly understanding and selecting the right payment method not only helps the campaign run smoothly but also minimizes payment errors, ad suspension, or budget interruptions. Below is a detailed summary of the payment options you can use when deploying Facebook Ads in Vietnam and globally.
This is the most common payment method used by most advertisers in Vietnam. Facebook supports most international card types, such as Visa, MasterCard, and American Express. As long as your card allows online payment and has a sufficient limit, you can fund your account and start running ads immediately. Furthermore, banks to pay for advertising on Facebook, like Vietcombank, Techcombank, BIDV, ACB, etc., are often approved quickly and encounter fewer errors.
If you run cross-border advertising or prefer not to link your bank card directly, PayPal is a reliable option. When linking PayPal to Facebook Ads, the account is automatically debited according to the ad expenditure. PayPal’s biggest advantage is its stability, minimizing payment errors, and making it easier to control costs thanks to its transparent statement system.
In some markets, Facebook additionally supports e-wallets and local methods such as GCash, Paytm, MoMo, or payment via telecommunication partners. However, these are not widely supported in Vietnam currently. If your business runs abroad or uses an ad account belonging to a different market, these methods might be activated.
Depending on the account, Facebook may enable the manual funding option by pre-depositing a sum of money into the ad account. When the balance is depleted, the system will automatically pause the campaign. This is a suitable choice for businesses that want to strictly control spending or new advertisers who do not want Facebook to automatically deduct money based on the threshold.
If you are an enterprise or Agency with a large monthly budget, Facebook may offer a “Monthly Invoicing” option, allowing you to run ads first and pay later. This method requires verification documents and a stable spending level, making it suitable for large companies that need to control costs through their accounting system and require clear invoicing.
When beginning to scale up advertising, especially with a large daily budget, the most crucial issue advertisers face is payment stability. Just one declined transaction, card limit issue, or bank verification error can cause a campaign to be paused, leading to a sharp drop in performance and increased optimization costs. Therefore, choosing the right bank to ensure a smooth payment process, minimize incidents, and provide timely support is a key factor in helping businesses maintain continuous, safe, and effective advertising.
When running large-budget advertising, frequent payments through Facebook Ads can easily be blocked by the bank due to suspected anomalies. Therefore, advertisers should prioritize banks to pay for advertising on Facebook with smart fraud check systems that do not arbitrarily lock cards.
Example: Some major commercial banks to pay for advertising on Facebook in Vietnam have optimized the international transaction approval process, allowing Facebook payments to proceed continuously even with a large ad spend surge in a short time.
Not all banks allow seamless international payments. Some banks to pay for advertising on Facebook have a high decline rate, causing campaign interruptions; a profitable campaign suddenly “turns off ads” because the card cannot be charged.
Banks to pay for advertising on Facebook with good infrastructure and high “stability” often minimize payment errors and support international credit/debit cards that are friendly with advertising platforms.
In practice, entities running large budgets (agencies, e-commerce businesses, major brands, etc.) often prioritize using cards from a large bank due to better payment processing speed, security, and compatibility with Facebook.
In addition, large banks to pay for advertising on Facebook also have fast technical support teams, helping resolve payment errors or card locks within 5–15 minutes, which is suitable for the immediate-response environment required by advertising.
Some banks to pay for advertising on Facebook are highly rated by the advertiser community due to:
This is an important factor because an interruption of just a few hours can cause the campaign to lose all its optimization.
Below are the top 5 banks to pay for advertising on Facebook, highly rated by advertisers in Vietnam, standing out for their excellent international payment support capability, ease of opening a card, high stability, and widespread acceptance by Facebook. We compiled this based on real-world experiences from the advertising community, Agencies, and long-time Ads runners to help you choose the most suitable bank.
Techcombank is one of the top choices for advertisers in Vietnam due to its smooth international payment system, low error rate, and comprehensive Visa/Master card support. When using Techcombank to pay for Facebook Ads, businesses and individuals often highly rate the fast transaction processing speed, minimizing the instance of “decline” or sudden card lock. Furthermore, the bank also provides a spending control feature via its application, helping advertisers proactively monitor every transaction.
Vietcombank is a highly reputable bank, chosen by many individual advertising accounts for its stability and strong security. Vietcombank Visa cards are often well-compatible with Meta’s payment system, helping to reduce payment errors and providing a secure experience during the ad-running process. In particular, this bank is suitable for beginners because the process of opening a card and activating international transactions is quite simple.
Asia Commercial Bank (ACB) has long been known for its extremely stable international payment support. Professional advertisers, agencies, or individuals running large budgets often prioritize ACB because of its superior successful payment rate on Facebook. ACB Visa cards also minimize transaction freezing, slow refunds, or unreasonable payment rejections—issues that many other banks often face when running Ads continuously with a large budget.
VPBank stands out for its ability to handle high-value transactions, making it highly suitable for businesses or individuals running medium to large budgets. VPBank cards often encounter fewer restrictions when Facebook scans for risks, while also supporting strong security features, helping to reduce the risk of card lock during unusual payments. Additionally, the VPBank NEO app facilitates real-time transaction management, which is very convenient for advertisers tracking cash flow.
MB Bank is an excellent choice if you need to open a card quickly to start running ads immediately. The bank pays for advertising on Facebook, supporting opening a Visa card online in just a few minutes, and activating international payments right on the app without needing to visit a branch. Although the payment success rate is not as strong as Techcombank or ACB, MB Bank still provides a stable experience and low card maintenance costs, making it suitable for small advertisers or those new to running Ads.
Choosing the right bank for Facebook ad payments not only helps businesses run ads more steadily but also optimizes costs, reduces payment errors, and minimizes campaign disruptions. By selecting a reputable bank with low fees and excellent international support, you can maintain a smooth and effective advertising rhythm.
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Frequently Asked Questions
Banks to pay for advertising on Facebook, such as Vietcombank, Techcombank, and ACB, are highly rated for their high international transaction success rate and stable security systems.
You should use a Visa or MasterCard (Debit or Credit) card with the international payment feature enabled. Some banks to pay for advertising on Facebook support domestic Napas cards, but they are not as stable as international cards.
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